Credit Rescue Frequently Asked Questions


Q:  Do you do debt consolidation or debt negotiation?

A: No, we simply repair the credit report. The money is still owed to the creditors.  The accounts will simply not be on the credit report any longer, which will account for a drastic increase in your credit score.


Q:  How long does the credit repair process take?

A: The average credit repair case can take anywhere from 3-12 months to complete; depending on how many negative items are on the credit report.


Q:  How much do your services cost?

A: We start with a free consultation and free credit report. The price of your credit repair case depends on how many negative items you have on your credit report.  At the end of the free consultation, your credit consultant will give you the price of the case. Then, we will work out a monthly payment arrangement that you are comfortable with.  Our pricing is very reasonable and we work with all budgets.


Q:  Can you remove student loans from my credit report?

A: No, we cannot remove student loans from your credit report.  Student loans are a government mandated type of account.  The best thing we can do is give you some tips on getting back on track with your student loan accounts.


Q:  How long has Credit Rescue Inc. been in business?

A: Credit Rescue was established in 1999.  We are Philadelphia’s oldest and most trusted credit repair company.


Q:  Can you help me with the mortgage and home buying process?

A: Of course! We will do everything we can to get you into the position to qualify for a mortgage at the best interest rate, so that you can buy your home.  We have a network of great Mortgage Brokers and Real Estate Agents if you ever need a referral to a trusted professional.